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about the legal status of insurance agents and insurance brokers(对保险代理人和保险经纪人的法律地位)
About the legal status of insurance agents and insurance brokers
[Abstract] insurance intermediary from the Anglo-American economic development highlights the important role China’s insurance industry started late, and the law is not perfect, insurance agents and insurance brokers is the most important of the two types of insurance intermediaries main paper The focus on these two types of confusing the legal status of the subject to make a comparison.
[Keywords:] insurance brokers, insurance agents, legal status.
Insurance agents and insurance brokers are the two main components of the insurance intermediaries, which together part of the the Insurance Intermediaries overall system. Narrow insurance intermediaries we are talking about is the insurance agents, insurance brokers, as well as insurance Assessors.
The insurance intermediaries Research.
The insurance industry has experienced in the modern sense of the Chinese to the development process of the national insurance industry from foreign control, confusion this stage of the national situation, the insurance industry does not have the chance to get the perfect development after the founding of New China, China’s insurance industry has entered a new period of development. The new situation has exposed the legal system in the field of insurance brokers is missing, prompting China must strengthen legislation in this regard. At the same time, the domestic academia, the introduction of new insurance broker, and the formation of a variety of theoretical perspectives.
The first view, is the mainstream view that the insurance broker is an intermediary, in addition to applicable specifications applicable civil law the intermediary contract provisions. Second view is that the insurance broker is the agent of the insured. The species view that the insurance broker’s legal status is difficult to determine. Those outside the mainstream view, some scholars believe that insurance brokers can be broadly summa
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