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保险复习课录音笔记(Insurance Review Notes)
保险复习课录音笔记(Insurance Review Notes)
Closed volumes, a total of 6 volumes
Radio 15*2 points =30
Yes, non 10*2, sub =20
Questions 2*10, =20, such as insurance contract features: business what is the meaning of business contracts?
Case studies, 3*10, =30, text, and computational analysis are available
The knowledge of the examination, but not necessarily the original question
Review questions and answers
Principle of insurable interest (P46 ppt2-9)
Principle of proximate cause (p51, ppt2-12)
Conditions for the implementation of subrogation, ppt2-11, paragraph 1, 1-6
The implementation of the abandonment conditions ppt2-11 second 1-5 point
About the characteristics of life insurance, ppt4-12, paragraph 1, 1-3 features
Characteristics of life insurance, ppt4-14, paragraph 1, 4 characteristics
Reinsurance and differentiation ppt4-30
Case study (video 29:50 start)
1, offer and commitment, about the contract management of the middle of the problem, an insurance agent Lee with his good friend Zhou insurance, Zhou for his sister threw personal accident insurance. Zhou filled out the insurance form (this is the offer behavior) to zhou. Lee let Zhou premium to him, Lee issued a receipt and promised to complete within a week. But Zhou sister was not completed before the accident. Zhou proposed payment of insurance premiums. The insurance company said that the insurance policy had not been opened yet and the premium was not received.
Ask the insurance company whether it should pay for it. Why?
Answer: compensation should be made. From the insurance contract management and the specific implementation requirements, first, Lee is the insurance companys full agent, his behavior is the insurance companys behavior. Second, Zhou has written an offer to complete the policy, Lee has promised. Third, Li Moudai insurance companies charge premiums, premiums is an act of the execution of the contract. Lee has been on behalf of the insurance company to implement the contract, did not receive pre
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