5险1金.jpg（5 risk 1 gold.Jpg）.docVIP

5险1金.jpg（5 risk 1 gold.Jpg） ┏━━━━━━━━━━━━━━━━━━━━━━━━━━┓ ┃全面解读五险一金┃ ┃”五险”指的是五种保险，包括养老保险、医疗保┃ ┃险、失业保险、工伤保险和生育保险：“一金”指的是住┃ ┃房公积金。其中养老挥险、医疗保险和失业保险，这三┃ ┃种险是由企业和个人共同缴纳的保费（失业保险农业户┃ ┃口个人不缴费），工伤保险和生育摞险完全是由企业承┃ ┃担的。个人不需要缴纳。这里要注意的是”五险”是┃ ┃J去定的，而”一金”不是去定的┃J。 ┃五险盒缴费基数┃ ┃【计算公式】月缴费额=月缴基数×缴费系数（注┃ ┃月缴费额为当月缴纳保险金额，月缴基数为缴纳人税┃ ┃前工资，缴费系数根据每年国家规定不同地区不同人群┃ ┃相应撤费系数┃。） ┃【缴费基数调整时间】养老、失业、工伤、生育、┃ ┃医疗撤费基数每年4月进行调整：住房公积金墩费基数每┃ 7月进行调整┃┃年。 ┃【缴要比例】（各地略有不同，队北京地区为例，┃ ┃其中生育险外埠户口自2012-1月开始缴纳）┃ ┃保险类别公司负担个人担-┃ ┃养老保险20y0 8%┃ ┃失业保险1% 0 2%┃ ┃工伤保畦0 5%┃ ┃生育保险组织┃ ┃医疗保险IO % 2% + 3（大病）┃ ┃住房公积全12% 12 /┃ ┃比例台计44.30% 22 2% +玩┃ ┃住房公积金┃ ┃简单一点说就是你交多少，公司帮你交多少┃ ┃购房可支取，根据政策完税。┃ ┃租房可支取，完税。┃ ┃医疗保险┃ ┃【医疗保险范围】┃ ┃医疗保睑的范围很广，医疗费用则一般依照其医疗┃ ┃服务的特性来区分，主要包含医生的门诊费用、药费、┃ ┃住院费用、护理费用、医院杂费、手术费用、各种检查┃ ┃费用等。┃ ┃医疗费用是病人为洽病而发生的各种费用，它不但┃ ┃包括医生的医疗费和手水费，迁包括住院、护理、医院┃ ┃没备等的费用。┃ ┃【报销比例】┃ ┃（1）、门、急诊报销比例（由大额医疗互助基金支付）┃ ┃J”簪麓麓”嚣善≯┃[J]. Offers 180070302 employees alike Seen (2), hospital reimbursement (paid from the overall fund) offers JJ: R,}i offers: - 1 win - prince I III offers Offers ten ^i m III and III orders at ten ^i m ten ^i4 side III than seen I%E offers 8 per thousand............ S% 5 offers A7%92X% 97% offers 3% =E offers %E offers a 9 per thousand......... % 97% j% offers [Hospital] offers offers medical treatment Offers two New Zealand hospitals, non armed forces alike Offers more than two Chinese medicine and hospital offers A Lou hospital offers all offers Family base offers offers [] offers offers maternity allowance The staff offers one of the following circumstances, in accordance with state regulations can enjoy life offers Offers education allowance: offers (1) Manchester offers maternity maternity leave: offers Seen (2) enjoy the family planning operation offers vacation: Seen (3) other circumstances stipulated by laws and regulations. Seen (where the employer offers employees last years average monthly salary /30 days x offers Offers offers vacation days) Offers offers vacation days: T offers a normal maternity leave 90 days (inc