影响我国居民消费因素及对策建议.docVIP

影响我国居民消费的因素及对策建议 指导老师：赵民学 作者：张帅 专业：经济学 班级：07高起本 摘 要 随着世界经济全球化程度的加深，各国、各地区的经济相互交织、相互影响、相互交融成一个整体。然而全球化在推动世界经济快速发展的同时，也加剧了国际竞争、增加了国际风险。以美国为首的发达国家发生了次贷危机，进而转化成金融危机的影响下，国际经济处于低迷阶段，各国经济发展缓慢，各种贸易保护主义的程度也逐步加深。 自改革开放以来，我国的经济快速发展，但经济结构是建立在以出口为主的外向型经济，每年的GDP主要依靠出口来拉动，因此国际市场环境的恶化对于贸易依赖程度较高的我国无疑是一种打击。因此，扩大国内需求才能更好的挖掘我国经济发展的巨大潜力，从而提高我国居民的生活水平，进而保持我国经济的稳步增长。 我国目前出现的内在需求不足，主要是消费需求不足。本文主要从收入、消费观念、心理预期等几个方面，利用计量分析来研究影响我国居民消费的因素，从而针对我国居民消费现在提出建议。 关键词：消费需求，收入，消费观念，社会保障，物价 Abstract With the deepening of economic globalization, the economic in all countries and regions is mutually intertwined, and mutual influence, blending into a whole.While globalization is promoting worlds economic rapidly develop, at the same time it is intensifing international competition and increasing international trade risk. Subprime Crisis in the developed countries which led by America transformed into Financial crisis, under the crisis influence, The international economy in a downturn status, and the recovery of the global economy has been slow, with trade protection rise. Since the reform and opening-up,our economy in blossom but structure is established on export-oriented economy,and annual GDP mainly rely on exports,so the deterioration of international market circumstance undoubtedly attack our economy,which is relies on the exterior demand to a great extent.So only expand the domestic demand can better explore the potential of our economy, improve residents living standard,and then keep our economy strong,stable and balanced growth in the future. The insufficient internal demand mainly is inefficiency of consumption demand.This article uses econometric analysis to research the influence factors of the residents consumption from income,consumptive concept and expectations,then put forward some suggestions on the influence factors of consumption. Key words: demand;income;consumptive concept;social security;prices 目 录 1.绪论 1 1.1 研究背景及目的 1 1.2 国内外研究现状 1 1.2.1 国外研究