银行信贷员（Bank loan officer）.docVIP

银行信贷员（Bank loan officer） 1, such a credit report is trustworthy? As in yesterdays class example, there are times when the credit report needs to be questioned. May be subjective negligence, the author out of time, energy constraints, mentality on the report has contempt, perfunctory attitude. For example, the separation of content. HSBC said the report framework is the norm, but the content seems to be wide of the mark. Our childhood headache is often like writing, especially the writing, if the examination of the people and content and long, students will be summed up a rule: the teacher wont look, as long as there is a canonical form is good, so looks beautiful writing appeared. As you know, the difference between the composition and the report is great. The examiner is not a teacher. They need the credit report to make a decision. For example, content repeats and lists data. The lack of analysis, the lack of the sequence of events report is also a headache, but a loan officer is often difficult to tangle in a detail it will get to the bottom, or is too dependent on the information issued by the enterprise itself has also been deceived. It may be subjective, though this is rare, but the desire to be anxious through censorship and the desire to pursue performance are more or less likely to drive people into desperation. The reality is that during the past few years, violations of banks and even crimes have been exposed. 2, credit managers contradictions We should believe that everyone is willing to do things well and avoid risks as much as possible. But in fact, not everyone can do it right. In addition to the problem of ability, ones own contradictions restrict ones choice. 1) conflict of interest As a member of the risk prevention and control department, I deeply feel my mission, and sometimes I can feel that the credit managers are acting against us as if we are in the way of their progress. Then I wonder who the credit manager is on. They will sell customers on