未事先告知投保人的迟延生效条款不生效（The term of entry into force of the policy is not effective without prior notice to the applicant）.docVIP

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未事先告知投保人的迟延生效条款不生效（The term of entry into force of the policy is not effective without prior notice to the applicant）.doc

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未事先告知投保人的迟延生效条款不生效（The term of entry into force of the policy is not effective without prior notice to the applicant）

未事先告知投保人的迟延生效条款不生效（The term of entry into force of the policy is not effective without prior notice to the applicant） The term of entry into force of the policy is not effective without prior notice to the applicant Author: Li Zhe release time: 2010-09-01 12:38:07 [case] The applicant of a transport company at 15:32 on June 18, 2008 to a life-insurance company into the insurance, the insurance company at the time for the transportation company invoice and insurance policy, but the policy is print the insurance period at 0:00 on June 19, 2008 until June 18, 2009 when only 24. Half an hour after the policy issued in June 18, 2008 16 9, the traffic accident caused several million loss to the victim, the transport company claims after the claim to the insurance company, the insurance company to contract of the insurance period is at 0:00 on June 19, 2008 until June 18, 2009 when only 24, the accident occurred when the contract is not in operation refused compensation. The transport company to court. [divergence] First opinion: the first paragraph of article forty-fifth of the contract law stipulates: the parties may stipulate the conditions for the validity of the contract.. A contract with the conditions of entry into force shall come into force upon completion of the term. The forty-sixth article states: the parties may stipulate the time limit for the validity of the contract.. The contract with the term of validity shall come into effect upon the time limit. The terms and conditions stipulated in the contract of this case are not established, and the insurance company shall not be held responsible for the failure of the contract. The second opinion: the insurance company should bear the responsibility. The reason is the plaintiff at 15:32 on June 18, 2008 to pay the premium, the insurance company issued invoices and the issuance of the policy, this insurance contract has been established and effective as agreed to delay the validity period, caused by the insurance b