新手买房注意事项4（New home buyers notice 4）.doc

新手买房注意事项4（New home buyers notice 4） Novice buy a house notes, 2008-08-17 11:12, housing targets identified Rational and planned consumption -- the premise of buying a house. According to their own income, expenditure and other actual conditions to determine their own property. Dont buy a house is to buy Sanshiliangting, done in one step; but from their own actual situation, a good plan, it can meet the basic requirement of living well, avoid unnecessary additional burden, and the cultivation of gradient consumption view is very important. Two, buy first payment accumulation Accumulation of down payment for house purchase: the key of housing purchase. First, set a goal, to pay a down payment for 5 years after graduation, then in order to achieve their goals, a reasonable allocation of your income. Set aside a regular amount of money each month and work out a regular plan. Because if a mandatory savings plan has been set up on a regular basis, then a fixed sum of money must be set up each month, which means that the amount of available capital must be reduced, and that consumption can be more rational. Bit by bit accumulation is a treasure. In addition, suggestions to parents can also borrow the first payment, after gradually return, shorten the time and reduce the accumulation of potential cost increases Three, buy a common sense of learning Learn some basic knowledge of real estate -- the necessity of buying a house. Housing because of the huge amount involved, buying it is a more professional behavior. In some developed countries, there is a mature and professional housing brokers can provide professional advice and services for individuals, laws and regulations and operating procedures are standardized, individuals have a more mature model, process is relatively easy. However, the current domestic real estate market has not yet trained such professionals for individual property buyers housing brokers. Therefore, it is necessary to learn some basic knowledge of rea