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本车人员能否因本次交通事故转化(Can the vehicle be transformed due to this traffic accident)
本车人员能否因本次交通事故转化(Can the vehicle be transformed due to this traffic accident)
Can the car crew be converted into third party due to this traffic accident?
Wei, XX v. land insurance, Suqian center company and other motor vehicle traffic accident liability disputes
Li Wen / Yu Xiangcheng
- the referee essence
Traffic insurance compensation object and exclusion of other personnel in the car driver and car, the definition of compensation object should be based on the traffic accident victim is staff car or third, and the two cars collided causing the insured motor vehicle rollover, the car personnel killed in a traffic accident, rather than the the train crew after being left out of the bus, and second times the traffic accident causes the car deaths, therefore, should be identified in the traffic accident, the passengers regardless of whether it is thrown out of the bus, all belong to the insured motor vehicle the personnel on the car. Traffic insurance Ordinance only the provisions of the insured motor vehicle road traffic accident caused by the car, victims of personal injuries and property loss insurance outside, by insurance companies in accordance with the law of compensation to pay high insurance within the limits does not require the traffic accident car person can be converted to third people by the insurance company to pay high insurance within the limits of liability.
In the case of index
The first instance: Jiangsu Sucheng District Peoples Court of Suqian province (2012) minchuzi civil judgment No. X79 places;
Second instance: Suqian intermediate peoples Court of Jiangsu province (2012), No. 860th civil judgment (September 26, 2012)
In the basic case
10 January 1, 2012 9, XX Wei Su NHHX car driving along Qinghai Lake west of Suqian City, traveling from west to east to the Yellow Sea Road intersection, driving and driving along the Yellow Sea route south to North XX Xu Su NA66X minibus collided, died on the spot by Lou XX, two cars damaged. Therefore, the traf
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