完善养老保险基金制度的对策思考（Countermeasures to improve the endowment insurance fund system）.docVIP

完善养老保险基金制度的对策思考（Countermeasures to improve the endowment insurance fund system） Countermeasures to improve the endowment insurance fund system Release date: 2012, 04, 20, 10:34 Source: Chinas national conditions and national strength, 2011 twelfth, author: 365th Research Institute of Northwestern Polytechnical University, Zhao Wen, Li Honghua, I would like to comment Name: [small] [Print] endowment insurance, refers to the state and society in certain laws and regulations as the basis, for the workers who meet the statutory obligations of the labor age, or established by the basic life of the old lost labor ability of a kind of social insurance system. Chinas social endowment insurance system started relatively late, the form is relatively small, compared with other developed countries in the world, the gap is great. Chinas current pension insurance adopts the multi pillar pension insurance mode, which consists of three parts: basic pension insurance, enterprise supplementary insurance and personal savings pension insurance. Basic endowment insurance is a social insurance system enforced and implemented by the state in accordance with the provisions of laws and regulations. In this system, employers and workers must pay endowment insurance premiums in accordance with the law, the basic old-age insurance and unemployment insurance, basic medical insurance, work-related injury insurance and maternity insurance constitute the modern social insurance system, and is one of the most important products in social insurance system. The current social endowment insurance fund in China shall be supported by the three sides of the state, enterprises and individuals, and shall be raised in accordance with the principle of set aside, keep a balance, and keep some accumulation. Implementation of basic endowment insurance fund In July 1, 2011, the social insurance law of the Peoples Republic of China was officially implemented, which realized the full coverage of the basic social i