保险学（第二版）-Treisch12e_Ch06.pptVIP

Insurance as a Risk Management TechniqueChapter 6 Chapter Objectives Define insurance and explain how it differs from other methods of risk transfer Identify situations that give rise to insurable interest and explain how this principle supports the principle of indemnity State how the subrogation process works and how it is useful Determine what makes a risk insurable List the legal requirements of a contract and describe the distinguishing legal characteristics of insurance contracts Differentiate between insurance agents and brokers and describe the sources for their authority Define