chinese business—Finance.pptVIP

古代中国的金融 Group namber：吕艳，施颖佳 舒贝伦，郑哲 speaker：吕艳 货币currency Shang and Zhou physical currency, metal weighing currency - shells, shells, grain, cloth, copper Warring States use bronze coins, gold and cloth as currency. The Qin dynasty--coins The Tang Dynasty --coins and silk. coins are no longer in the name and weight, renamed the tongbao, yuanbao The song Dynasty --silver, paper money. Notes first appeared at the end of the tenth Century in Sichuan, then known as the jiaozi“ The yuan Dynasty - Notes of the notes is the first available silver cash credit coupon, then gradually develops to Fiat money. The Ming and Qing Dynasties - notes, coins and silver. In early Ming Dynasty mainly with notes, after the middle period of Ming Dynasty silver became the main currency. 货币currency 商周实物货币、金属称量货币-贝壳、龟甲、粮食、布、铜 春秋战国-青铜铸币、黄金和布。各诸侯国使用不同的货币。例如秦国的铜钱铸成方孔圆形，币文为“半两” 也是法定的货币。战国末年，秦国制定的《金布律》是中国最早有关货币的法令。 秦汉-秦始皇统一中国,并把秦的货币制度推行到全国各地。秦亡后,汉承秦制。为使货币重量更适于交换，西汉政府将铜钱的重量由“半两”（十二铢）改为“五铢”。从此五铢钱制度一直延用至隋代。 唐-铜钱和绢帛绢帛以“匹”为单位,多用于大额的交易。唐代废五铢钱,铜钱不再以重量为名，而改称“通宝”、“元宝”，发展为比量名钱体系更高一级的铸币形式。 宋-白银、纸币。纸币最早出现于10世纪末的四川，当时称作“交子”，开始时是由民间的富商发行，1023年后政府垄断了交子的发行权。宋代铸币的种类很多，面值有小平、折二、折三、折五、当十数种；币材可分为铜钱、铁钱、夹锡钱 元-纸币最初的纸币是可用白银兑现的信用兑换券，后逐渐发展为不兑现纸币。 明清-纸币、铜钱和白银。明前期主要用纸币，明中叶以后白银成为主要货币。 Credit business exchange The monetary economy has greater progress. Because each can exit and heavier copper coins, businessman carrying is not convenient. Tang Xianzong when produced a flying money, namely after the businessman in the sale, the goods delivered to the way into the army, and played college the make, rich, and from which to get tickets, tickets back to the place after withdrawal. This flying money is also called change, is Chinas earliest exchange way. 信用事业Credit business 汇兑 唐代货币经济有较大发展。因各地禁铜钱出境且铜钱较重,商人携带极不方便。唐宪宗时产生了“飞钱”，即商人在京师卖出货物后，把货款交付给诸道进奏院及诸军、诸使、富家,并从其处取得票券,回到地方后凭票取款。这种飞钱又称“便换”，是中国最早的汇兑方式。 Credit business loan Ancient Chinese credit originated in the late primitive society, in the