至尊英语阅读资料之汽车专题第96集.pdfVIP

Automotive articles 96 [2376]Do You Have Enough Coverage? Auto insurance is regulated by the state in which you live so every state is different. When you separate, inform your insurance agent. It is required by law in all states. Because without insurance its difficult to bear heavy costs of damages you cause others with your vehicle. It is a service as well as a product and it is imperative that you compare the customer service of auto insurance and claims history of the insurance company. You need to compare various insurance coverage and company. Coverage for your car is based on actual cash value. The actual cash value (ACV) of your car is based on the value of your car at the time of the accident, taking into account its current market value. Coverages include the type of losses for which the company agrees to pay. Each kind of coverage you buy will have its own section in the policy that details the situations it covers, persons insured under it, definitions of various words used, exclusions that apply to the section, and the limits of the companys protection in that section. Covered perils are listed in your policy. Be sure to review exclusions. Coverage is often sold with a per person and total per loss maximum amount. For example, 100/300/50 coverage means that you have coverage of $100,000 bodily injury liability insurance per person, $300,000 total bodily injury liability insurance per accident, and $50,000 property damage liability per accident. Coverage will include liability for you and your employees, equipment, loss of income, and buildings (home office). Cars are given a rating from 1 to 27, and the higher the number, the higher your premium. Car insurance quotes are just estimates, but after speaking with a representative of the car insurance company, youll be able to make an informed decision about the type of coverage you want and the car insurance rate that will meet your budget or needs. Cheap auto insurance is easy to