商务英语综合教程：susanna Money and Banking.pptVIP

Unit 5 Money and Banking Money and Debt 1.mint n/v The mint is the place where the official coins of a country are made. 造币厂 In 1965 the mint stopped putting silver in dimes. 1965年，造币厂停止在10美分铸币中加入银。 mint coins or medals 铸造 2. mortgage v/n They had to mortgage their home to pay the bills. 他们不得不抵押他们的房子来还账。 ...an increase in mortgage rates. …房屋抵押贷款利率的上升。 Mortgage a conditional conveyance(转让） of property as security for the repayment of a loan 我父亲的企业在亏损，他抵押了所有资产试图挽救它。 My fathers business is failing; hes mortgaged all his assets so as to save it 他们不得不抵押他们的房子来还账 They had to mortgage their home to pay the bills. 银行拒绝接受任何土地抵押。 The bank refused to accept any mortgage on land. 他付每月的抵押借款利息有很大的困难。 Hes having a lot of trouble paying his mortgage every month. 每月分期付款偿还抵押借款 repay ones mortgage in monthly installment 她正在为首付攒钱，希望能在6月凑齐。 Shes now saving for a down payment and hopes to have it as early as June （Down payment 首付） 3collateral n (formal)抵押品 Many people use personal assets as collateral for small business loans. 许多人用个人资产作抵押，办理小额商业贷款。 4.vault : A vault is a secure room where money and other valuable things can be kept safely. 保险库 例：Most of the money was in storage in bank vaults. 这笔钱的一大部分是存放在银行保险库中的。 redeem 1)He realized the mistake he had made and wanted to redeem himself. 他认识到自己所犯的错误并想挽回声誉。 2)The amount required to redeem the mortgage was $358,587. 偿还抵押贷款所需的金额是$358587。 (redeem the debt/money 偿还(formal) Major Banks in China 1.The 5 State-owned Commercial Banks Industrial and Commercial Bank of China (中国工商银行) Agricultural Bank of China (中国农业银行) Bank of China (中国银行) China Construction Bank (中国建设银行) Bank of Communications (交通银行) 2. Joint Stock Commercial Banks (股份制商业银行） China CITIC Bank 中信银行 （China International Trust and Investment Corporation ） Postal Savings Bank of China 邮政储蓄银行 Shanghai Pudong Development Bank Guangdong Development Bank China Minsheng Banking Corp., Ltd. Huaxia Bank… 3. City Commercial Banks Peoples Bank of China (中国人民银行) Contro