我国保险中介市场的现状及发展研究【论文】.docVIP

浅析我国保险中介市场的现状及发展 摘 要 保险业是现代金融体系中的重要组成部分，在社会和经济中起到越来越重要的作用，被称为现代社会和经济的稳定器。近几年来，我国保险中介市场取得了迅猛的发展，已经初具规模，然而，作为保险市场的重要组成部分，我国保险中介市场一直处于变迁完善过程之中，还存在着兼业保险代理人角色错位，保险中介制度的不完善，保险中介技术脱位，信誉缺失等问题。为此，必须以保险市场快速发展为契机，大力发展保险专业中介市场，积极发展保险营销，规范发展保险兼业代理市场，优化完善保险中介市场结构。调整保险中介市场的发展布局，拓展保险中介市场的发展空间，提高保险中介人员的整体水平，为增强民族保险保险业整体竞争实力，优化结构，创新发展，构建中国特色的保险中介市场，打下良好的基础。 [关键词] 保险中介市场 保险代理人 保险经纪人 保险公估人 A brief analysis about the present situation and the development of the insurance intermediary market of china [Abstract] The insurance business which is the important component of the modern financial system, which is playing more and more vital role in the society and the economy and it is called the modern society and the economy stabilizer. In the last few years, our country insurance market has made a swift progress and is beginning to take shape. However, takes the insurance markets the important component. Chinas intermediary market of insurance business is not only always in a vicissitude perfect process, but also has the problems ,such as, the role dislocation of concurrently industry insurance agent, the imperfect of the insurance intermediary system, the dislocation of insurance intermediary technology and the lost of the credits . Therefore, we must take the fast development of the insurance market as the turning point, to develop specialized intermediary market of the insurance vigorously, to develop the insurance marketing positively, to reform insurance concurrently industry proxy market and to improve the construction of insurance intermediary market. besides, we also have to adjust insurance intermediary markets development layout, enlarge the insurance intermediary markets development spaces, and raise the insurance intermediary personnels overall levels, in order to enhance the whole competition strength of national insurance business , make an innovational development, construct the Chinese characteristic insurance intermediary market and build a good foundation. [Keywo