经营冒险的计划.ppt

Project Risk ManagementorHelping teams to take risks Contents Need/benefits of Risk Management Definition of Risk Philosophy of Risk Management Integration within IPM Risk Quick Scan Risk Diagnosis Methodology Final thoughts and advice Why Manage Risk? “In a rapidly changing world, XXX needs to be quicker to anticipate change, faster to act and even more enterprising. Currently, we are too inward-looking and possibly risk-averse. To accelerate growth, XXX must have the look and feel of an organisation with a single-minded passion for winning.” There are six mandatories that the UEC insists that each and every Operating Company abides by (which may be subject to Audit scrutiny): ... There is a formal process for monitoring risk. Some people’s idea of Risk Management “Zaphod... put on the sunglasses... They were a double pair of Joo Janta 200 Super Chromatic Peril Sensitive sunglasses, which had been specially designed to help people develop a relaxed attitude to danger. At the first hint of trouble they turn totally black and thus prevent you seeing anything that might harm you.” D Adams, “The Restaurant at the End of the Universe” Topics for Discussion What does risk mean to you? What happens if you ignore risk? Is risk good or bad? More Food for Thought “Experience is not what happens to you, it is what you do with what happens to you.” Aldous Huxley What lessons can we learn from the real experts in Risk Management, The Insurance industry? Definitions in Insurance Industry Risk is uncertainty Speculative risk: Chance of gain or loss Pure risk: Chance of loss only Loss: Negative impact of an event Peril: Cause of a loss e.g. fire, windstorm, explosion Hazard: Increases chance of loss e.g. oily rags, unguarded machines Risk Management in Insurance “Reduce risk” Reduce uncertainty of portfolio e.g. increase scale, diversify “Transfer risk” Contracts, e.g. reinsurance “Retain risk” Accept residual u