中国银行业中间业务收入与银行特征关系研究（可编辑）.docVIP

45Abstract In the history of the worlds financial development, commercial banks have been the development of intermediary business 160 years. Especially since the 20th century, with the massive accumulation of capital, capital as a resource becomes relatively rich, so the market interest rate continuously falls, and the net interest income of banks continues to reduce. The commercial banks have to launch new businesses to increase revenue, especially the intermediary business in the middle of fees earned. Commercial banks with the changes in the external environment,