大学外贸英语（第四版）chapter21出口保险.ppt

Chapter 21 Insurance of Exports 出口保险 What do you know about export insurance? Can you tell the class the importance of insurance in exports? How many categories of export insurance do you know? New words 1. contingent a. 意外的（~event意外事件） 2. peril n. 危险；危难 3. party n. 当事人 4. subject-matter n. 标的物 5. to ascertain vt. 确定；弄清 6. particulars n. 细节；详细情况 7. to diminish vi. 减少 8. riot n. 暴乱 9. to write vt. 文中当“承保”= to underwrite, 也可译成“给保险” Useful Phrases and Idiomatic Expressions 1. to indeminify sb. against loss 保护某人使其免受损失；赔偿某人的损失=to protect sb. against loss 2. to arise from. . . 由. . . 所引起；由. . . 而产生 3. high sea 公海 4. inland waters 内陆水域（注意water必须用复数） 5. to be incidental to the sea voyage海上航程易发生的或引起的 6. to take out the marine insurance购买/获得/取得海上保险(take out=buy) 1. transferring and distributing risks of loss 转移与分摊损失风险 2. valued policy 定值保单 3. unvalued policy 不定值保单 4. voyage policy 航程保单 5. time policy 定期保单 6. mixed policy 混合保单 7. floating policy 流动保单 Notes 8. open cover 预约保单；预约保险（也可用open policy表示） It is an insurance document in which the insurer agrees to cover any voyage undertaken by the policyholder’s vessel (s) or any cargo shipped by a particular shipper. A policy condition requires a declaration to be completed on a weekly, monthly, or quarterly basis indicating the vessels involved, the commodities carried, and the voyages undertaken. Insurers use the declaration to calculate the premium. The main advantage of a policy of this kind is that the insurer can be confident that all cargos have insurance cover without the need to notify insurers of the details before the voyage. In some cases there may be a policy limit above which the insurance ceases. On such policies it is necessary to keep a running total of the sum insured to make sure that the policy limit is not exceeded. Notes 9. aviation insurance 航空保险 10. insurance broker 保险经纪人 a person who is registered to offer advice on all insurance matters and arrange cover