奥维咨询公司2010年国际银行核心银行系统咨询报告.pdf

Rajesh M R Bart Narter Core Banking Solutions for Large Banks A Global Perspective This authorized reprint of a Celent report contains material excerpted from the Celent Core Banking Solutions for Large Banks- A Global Perspective report which contains 9 vendor profiles and is 57 pages long. This report was not sponsored by TCS in any way. This reprint was prepared specifically for TCS but the analysis presented has not been changed from that presented in the full report. For more information on the full report, please contact Celent at info@, or +1-617-262-3120. March 2010 Content 3 Executive Summary 6 ABCD Analysis 13 Vendors 50 Tata Consultancy Services: TCS BaNCS 56 Leveraging Celent’s Expertise 56 Support for Financial Institutions 56 Support for Vendors 57 Related Celent Research Executive Summary Core banking is the central processing unit of a bank. The banks, with the help of software vendors, have found the opportunity to leverage Internet technology to handle transactions. Most of the paper-based transactions of yesteryear have been replaced by digital alternatives. Automation has brought a mantra of efficiency and increased produc- tivity. What had existed as a disparate group of branches is now a networked entity operating as a whole. The core banking market looks mature, with a significant percentage of banks having replaced their legacy systems with more efficient and flexible core banking systems. Currently, a very low number of large banks are looking to change their core banking systems. This opportu- nity exists in banks that want to replace their legacy systems and in banks that look to consolidate core processing to a single vendor after a merger or acquisition. Some of the global trends among the large banks are: Preference for an SOA system. With the bank having multiple systems from different vendors, large banks typically go for a service-orie