海尔纽约人寿保险有限公司海尔纽约人寿财智人生投资连结保.PDF

海尔纽约人寿 您的传家之保 海尔纽约人寿保险有限公司 海尔纽约人寿财智人生投资连结保险条款 （2007 年 9 月） 海尔纽约人寿【2007 】沪B 第 005 号 经中国保险监督管理委员会备案 目录 第一部分 ·· 您（投保人）与我们（海尔纽约人寿保险有限公司）的合同 ································· 3 第一条 合同的构成 ··············································································································· 3 第二条 投保范围 ··················································································································· 3 第三条 保险期间 ··················································································································· 3 第四条 保险责任的开始 ······································································································· 3 第五条 犹豫期······················································································································· 3 第二部分 ·· 我们提供的保障 ··········································································································· 4 第六条 身故保险金 ··············································································································· 4 第七条 意外身故保险金 ······································································································· 4 第八条 责任免除 ··················································································································· 5 第三部分 ·· 如何申请领取保险金···································································································· 6 第九条 受益人的指定和变更············································································