保险——商务英语.pptVIP

Business English  Insurance Contents Background information insurer a company selling the insurance保险公司 insured = policyholder the person or entity buying the insurance. 被保险者, 保户 insurance policy 保险单 insurance premium保险费 Background information China Life Insurance (Group) Company 中国人寿保险(集团）有限公司  China Pacific Insurance (Group) Co., Ltd. (CPIC)中国太平洋保险（集团）股份有限公司  Peoples Insurance Company of China (PICC Property and Casualty Company Limited)中国人民财产保险股份有限公司 Ping An Insurance (Group) Company of China 中国平安 Auto insurance 汽车保险 Auto insurance Vehicle insurance 汽车保险 auto insurance car insurance motor insurance is insurance purchased for cars, trucks, and other vehicles 我国汽车保险种类 Motor vehicle accident liability compulsory insurance 交通险: 机动车交通事故责任强制保险 是国家强制类保险，是必须要买的，主要是针对交通事故中对第三者造成损失的赔付 First party--insurer保险公司 second party—insured 被保险人或致害人 Third party-- 除保险公司与被保险人之外的、因保险车辆的意外事故而遭受人身伤害或财产损失的受害人 我国汽车保险种类 commercial insurance 商业保险是车主根据个人需求随意购买的。 包括basic policy基本险 和extraneous risks附加险 The physical damage of the auto is not covered unless you insure your car against collision or comprehensive risks. 除非你的车保了碰撞险或综合险，汽车损伤才能得到赔付。 Home insurance 房屋保险 Basic policy Basic risks for a home policy include fire, lighting, explosion, smoke, falling object, impact by aircraft or land vehicle, riot, vandalism or malicious act, sudden and accidental water damage excluding flood, and windstorm or hail. 房屋保险的基本险包括： 火灾、雷电、爆炸、烟熏、落物、飞机或汽车碰撞、暴动骚乱、故意破坏或恶意行为、洪水以外的突发性意外水损、风暴或冰雹 Property coverage The property portion(部分） of the policy consist of four overages: dwelling building 居家建筑 personal property 个人财产 detached structure 独立建筑 additional living expenses 额外生活费用 Liability coverage The home policy covers personal liability happening at your home such as bodily injury you may unintentionally inflict on others. 房屋保险包含了你在家范围内发生的个人责任，比如你无意间给他人造成的人身伤害。 intention 意图，目的 intentional adj. 有意图的，故意的 unintentional a