桂老师整理1.0.docVIP

e 银行挤兑 bank run董事会 board of director授信额度 line of credit 核心竞争力 core competency 债权债务 claims and obligations资产负债 assets and liabilities 同业存放 due to other banks 存放同业 due from other banks招标 invitation to bids 偿还债务 meet obligations / service a debt 存款单 certificate of deposit time C/D活期存款 demand C/D 定期存款 国际收支 international balance of payments 指定行 designated bank 上市公司 a listed firm 保证金 margin 流动性 liquidation 准备金 reserves 准备金要求 reserves requirement 发展津 expansion reserves 开发费 development funds 不良资产/贷款 non-performing assets /loans 指定行 designated bank 经办行 handing bank 开证行 issuing bank 通知行 advising bank 议付行 negotiating bank 流动资金 working capital 履约保函 performance bond 经营状况 business performance 存款保证金 marginal deposit 预付款 advance payment 定金 down payment 工程进度款 interim payment 工程进度付款凭证 interim certificates 注册资本 registered capital 汇款单 remittance 信用证 letter of credit 表外业务 off-balance-sheet business 表内业务 on-balance-sheet business 评审团reviewing board 独资企业 wholly owned subsidiary 合资企业 joint venture 合作企业 contractual venture 流程再造 process re-engineering 业务流程 business process 按揭 buy … on mortgage 分销店 网点 outlet 债权人 creditor 投产 put into operation 持仓 inventory holding 控股公司 the holding firm 投资回报 return on investment 预期回报率 anticipated rate of return on investment 经营理念 business philosophy 利润导向型 profit oriented 成本会计 cost accounting 流程图 flaw charts GAAP：general accepted accounting principles and practices 技术转让 technology transfer 不动产的产权 the deed to premises 财务状况 financial position 信用等级 credit standing 资信度 credit worthiness 现金支付 to pay in cash /with a check /on card 赊账 buy on credit /挂账进货 buy on open account 货到付现 Cash on delivery 货到收款 collect on delivery 报销单 expenses claim sheet 报销 to claim this amount back on expenses 总账 general ledger生产线 Assembly line 备选方案 alternative proposal 违约罚金 liquidated damages 出资 contribution of investment 资源优化配置 optimize reallocated of resources 折旧 accelerated /accumulated/straight-line depreciation 工业园 on indust