利率在投资回报中的应用.pptVIP

Application of Interest Rate in Investment Practices Interest Rate Interest Rate： An interest rate is the price paid by a?borrower (or debtor) to a?lender?(or creditor) for the use of resources during some interval. Thank you! * * Group 4 Introduction of Interest Rate 1 China’s Investment Products 2 Application of Interest Rate in the Bonds Investment 3 Contents cancel Interest Rate Example:　　 If someone has 1,000 RMB, according to the one-year deposit in the bank, after take out the sum of principal and interest due to deposited in the bank, remained a year, and then take out the principal and interest due to still be in the bank (a year). In this way, the principal and interest and three years are as follows, 　 The first year, the principal and interest Rate=1000*(1+2.25%）=1022.50RMB 　 The second year, the principal and interest Rate =1022.50*(1+2.25%）=1045.50RMB 　 The third year, the principal and interest Rate =1045.50*(1+2.25%）=1069.03RMB cancel Interest Rate The last page cancel China’s Investment Products Investment refers to by some valuable assets, including money, manpower, intellectual property to a certain enterprise, project or business activities, so as to obtain the economic return business practices or procedures.　 cancel cancel China’s Investment Products China’s Investment Products Real estate Bonds Stock Precious metals Insurance Funds Short-term financial products of Bank The trust Antique coin collection Private lending The last page Application of Interest Rate in the Bonds Investment ★Saving/Investment In the long term, saving is equal to the investment. ★ Interest Rates/bonds price If interest rates rise, bond prices fall; On the contrary, If interest rates fall, bond prices rise. cancel ●From a macro perspective, the interest rate on the performance of investor behavior is influence to investment scale, investment structure, etc. ●The influence of interest rate on investment scope ●T