电子商务英语创新型教程Chapter 3Electronic Payment知识讲稿.pptxVIP

Learning TargetAfter learning this chapter, you will be able to:? Master some key terms with related to electronic payment.? Master typical expressions of discussing electronic payment in a brainstorm way.? Be able to identify various ways to do electronic payment.When it comes to payment options, nothing is more convenient than electronic payment ( 电子支付 ). Electronic payment makes it easier than ever before for your business to sell its goods and services through the net, enabling you to run and accept online payments in real time.For consumers, they don’t have to write a check, swipe a credit card ( 刷信用卡 ) or handle any paper money ( 纸币 ). All they have to do is to enter some information into the web browser ( 网页浏览器 ) and click the mouse.So how does electronic payment work?First of all, purchaser places an order.Secondly, merchant securely transfers order information to some electronic payment system, for example, China Unionpay online payment ( 中国银联在线 ) over the Internet. China Unionpay receives order information and performs requested services.Next, the transaction is then routed ( 按路线发送到 ) to the issuing bank (purchaser’s bank) to request transaction authorization ( 授权 ).The transaction is authorized or declined by the issuing bank ( 开证银行， 发行银行 ) or card (Visa, American Express).China Unionpay returns the message to the merchant.Issuing bank approves transfer of money to acquiring bank ( 收单银行 ).The acquiring bank credits ( 记入贷方 ) the merchant’s account.Think: Can you think of any benefits of using electronic payment for businesses?New words and Expressionsat first glance一看就，乍一看slide-out滑出Group Discussion: How many types of electronic payment can you list? What are their characteristics?Note: After the discussion, you may find some clues in the 1st dialogue of Situational Dialogue in Part 3.Expand Knowledge—Electronic Payment Dialogue 1 Different Types of E-paymentKey expressions:1. pop in 顺道走访 , 偶然来访2. for the record 需要指出的是， 为准确起见3. You are just being humble. 您