企业贷款与定价本章要点.ppt

企业贷款与定价;短期企业贷款Short Term Business Loans;长期企业贷款Long Term Business Loans;企业贷款还款渠道Sources of Repayment for Business Loans;企业贷款申请分析Analyzing Business Loan Applications;财务比率分析Financial Ratio Analysis;费用控制的衡量Expense Control Measures;经营效率Operating Efficiency;产品或服务的适销程度Marketability of Product or Service;保障倍数衡量收入是否充足Coverage Measures;流动性指标Liquidity Indicators;盈利能力指标Profitability Measures ;杠杆或资本结构的衡量Leverage or Capital Structure Measures;或有负债的种类Types of Contingent Liabilities;环境应对、赔偿和责任综合法Comprehensive Environmental Response, Compensation and Liability Act;现金流量表的构成Component of the Statem