限制性抬头PaytoJohnDavidsonlyPaytoJohnDavidsnot.pptVIP

Chapter 6International Money Transfer Types 6.1 Bill of Exchange,Draft 汇票：是出票人签发的，委托付款人在见票时或者在指定日 期无条件支付确定的金额给收款人或持票人的票据。 一、汇票的内容 1.标明“汇票”字样 Exchange for GBP 1250.00 Draft for USD18320.00 2.无条件支付委托 Pay to ABC Co.providing the goods they supply are complied with contract the sum of ten thousand US dollars. 3.确定的金额 １）Pay to the order of ABC Co. the sum of one thousand US dollars plus interest. ２）Pay to the order of ABC Co. the sum of one thousand US dollars plus interest calculated at the rate of 6% per annum. 3）Pay to the order of ABC Co. the sum of one thousand US dollars plus interest calculated at the rate of 6% per annum from the date hereof to the date of payment. 4.收款人的名称 payee 汇票抬头有三种写法： １）限制性抬头 Pay to John Davids only. Pay to John Davids not transferable. 　　　２）指示性抬头 Pay to the order of ABC Co. Pay to ABC Co. or order. 　　　３）来人抬头 Pay to bearer. Pay to ABC Co. or bearer 5.付款人的名称 payer A bill drawn on A or B is not permissible. A bill drawn on A and B is permissible. 6.出票日期出票日期的作用：1)决定汇票提示期限是否超过； 2)决定到期日； 3)决定出票人的行为能力。 7.出票人签章 drawer 　　　　　　　　For DEF Co. Ltd., London John Smith Manager 二、汇票的种类 1．按照出票人的不同 １）银行汇票 Banker’s Draft ２）商业汇票 Commercial Draft 2．按照有无随付单据 １）光票 Clean Bill ２）跟单汇票 Documentary Bill 3．按照付款时间的不同 １）即期汇票 Sight (Demand) Draft２）远期汇票 Time (Usance) BillA.见票后若干天/月付款汇票 Bills payable at XX days/ XX months after sight B.出票后若干天/月付款汇票 Bills payable at XX days/XX months after date C.提单签发日后若干天/月付款汇票 Bills payable at XX days/XX months after date of Bill of Lading D.固定将来日期付款汇票 Bills payable on a fixed future date 三、汇票的使用 1.出票 Issue 2.提示 Presentation 1）承兑提示：它是持远期汇票要求付款人承诺到期付款的提示。 2）付款提示：它是持即期汇票或到期的远期汇票要求付款人付 款的提示。 3.承兑 Acceptance 4.付款 Paymen 5.背书 Endorsement 1）限制性背书：即不可转让背书。 汇票正