水稻价值链融资问题分析——以滁州市为例-analysis on financing problems of rice value chain - taking chuzhou city as an example.docxVIP

安徽财经大学硕士学位论文THESTUDYOFTHERICEVALUECHAINFINANCING――WITHANEXAMPLEOFCHUZHOU,ANHUIABSTRACTRiceisthelargestcropinChina,withthelargestamountofacreageandplantingpopulation.Promotethedevelopmentoftherice-growingindustryhasakeyroleinincreasingfarmersincomeandachievingtheindustrializationofagriculture.Althoughrice-growingsupportedbypolicyofpayments,riceindustryfinancingisdifficulty.Thesedifficultiesmainlyduetotheinformationasymmetryandtheresultingcreditrationing.Firstly,financingdemand-sidescalesmallerandlackofguaranty;secondly,informationisdispersedandthecollectioncosthigh,whichareincreasingtheadverseselectionandmoralhazard,leadingtofinancialinstitutionsreluctanttoprovideloans.Tosolvethisproblem,weintroducevaluechainfinancing,whichwithremarkablepracticeininternational.Thismodelshouldbeinspectionthewholevaluechainfirst,andthenchoosethehighvalue-added,low-riskbusinessinvestasthestartingpoint.Thefinancingsupply–sidewillcontinuetoinvestmentanothermemberofthechainifthechainisingoodcondition.Sothisletthewholevaluechainhasadequatecapitalsupply.Valueisthecoreinvaluechainfinancing.Valuechainfinancingextendsthelimitedtraditionalcreditmortgagearticles.Thissolvestheproblemofricefinancingdemand-sideguarantyshortage.Valuechainfinancingrelyonthewholevaluechain,sothecontactofthememberinthechainandfinancememberswithfinancialinstitutionsarestrengthened.Andtheinformationcapacityexpansion,collectioncostreduction.Athirdpartyinvolvedtosupervisioninthevaluechainfinancebusinessreducetheregulatorycosts,addtheinformationtransmissionchannelsandreduceinformationasymmetryeffectively,therebyalleviatesomedegreeofthecreditrationingproblem.Chuzhoulocatedinthecountrysmainrice-growingareasanditisamajorriceproducerinAnhui,thericevaluechainfinancepracticesintheregionshowsthatthetheoreticaladvantagescanbeachieved.Therewasasurveyofthecapitalshortageaboutricegrowersandriceprocessingenterprisesinthisregion.Andwefoundthat,inthetraditionalfinancial,mostofthese安徽财经大学硕士学位论文investigationshavetheproblemoffunds.Italsofoun