banker开立以银行为付款人的支票.docVIP

Part Two (Unit 2 to Unit 6) On Cheques 支票 [Teaching Aim] This part includes several units, which are about cheques and cheques cards, crossing, endorsement, and essentials of cheques. The students will learn something about the definition of the cheques, how to identify or read a cheque and the identification, function and utility of a cheque card as well as some rules on the operation of cheques in banking. [Key Words Expressions] draw a cheque on a banker开立以银行为付款人的支票; payable on demand 即期付款; endorse v.; endorsement n. 背书; sorting code number检索代码; the clearing process支票交换过程; special character 特殊字符; special magnetic ink 特殊磁性墨水; open cheque 现金支票; crossed cheque 划线支票，转帐支票; courtesy card 贵宾卡; undertaking to the payee of a cheque 对支票的收款人的保证; encashment 付现，兑现; cheque-book 支票簿; specimen signature 签字样本; expiry date 期满日，效期; Bills of Exchange Act 票据法; unconditional order in writing 无条件的书面命令; a sum certain in money 确定的货币金额; to the order of sb (to sb.’s order)…按某人的指示(付款); payable to bearer 付来人，付持票人; drawee banker (= paying banker) 受票行，付款行; payee 收款人; comply with 按照……做，符合……; conditional order 有条件的命令; prescribed period 规定的时间; effective mandate 有效的指令; valid cheque 有效的支票; banker’s draft 银行汇票; indemnity 担保; facsimile signature复制签字; sign personally 亲自签名; payable at sight 见票即付的; payable on presentation 一经提示即付款的; in words 用文字，大写; in figures 用数字，小写; discrepancy不一致; in favor of the creditor 债权人为收款人; or order 或按照他(债权人)的指示付款; Institute of Bankers 银行家协会; invalid 无效的; legal requirement 法律上的要求; antedated cheque填早日期的支票; date of issue 出票日; postdated cheque填迟日期的支票; defendant 被告; plaintiff 原告; forge the payee’s endorsement 伪造收款人的背书; payable to bearer 付来人，付持票人; negotiate by delivery alone 仅为交付转让; payable to order 按指示付款; holder completed by delivery 交付后成为持票人; endorsement in blank (=blank endorsement) 空白背书; special endorsement 特别背书; endorsee 被背书人; endorser 背书人; restrictive endorsement 限制性背书; endorsing bank 背书银行; subsequent endorsees 后手被背书人; notice of dishonor waived 放弃的拒付通知; crossing 划线; not n