【毕业论文】浅谈汽车保险与理赔.doc

平顶山工业职业技术学院毕业设计说明书（论文） PAGE II PAGE 41 摘　要 在现今经济发展迅速的社会中，“保险”贯穿于各个领域中，它基于法律的基础更加完善和丰富。损失补偿是其中一个重要原则，在汽车保险理赔中它既体现了保险的基本职能和作用，同时也是在理赔应用中必须遵守的基本原则。在汽车保险实务中，曾经存在的最大纠纷之一就是围绕着损失补偿原则展开的。即在机动车全部损失的情况下是应当按出险前车辆的实际价值进行醒赔偿还是按照保险金额进行赔偿，从而产生了争议。试图从相关法律条例及损失补偿原则的深刻内涵来解释损失补偿原则在汽车保险理赔中的实际应用。 关键词：汽车，保险，损失补偿原则，理赔 ABSTRACT In the current rapid economic development of society, insurance throughout each field of, it is based on the foundation of the law more perfect and rich. Loss compensation is one of the important principles, in car insurance claims, it not only embodies the basic functions of the insurance and role, and also in claims application must abide by the basic principles. In car insurance, once existed in practice the biggest dispute is one of around loss compensation principle of open. That is, in the case of loss all motor vehicles shall be or get out of danger is in before the actual value of the vehicle up compensation or according to the amount of insurance compensation, thus dispute. From the relevant law regulations and trying to loss compensation principle to explain the profound connotation of loss compensation principle in car insurance claims in the practical application. Keywords: car, insurance, loss compensation principle, manage compensate 目 录 TOC \o 2-2 \h \z \t 标题 1,1,标题,1,参考文献,1,致谢,1,论文标题,1,论文致谢,1,论文参考文献,1,论文1级标题,1,样式 标题 + 宋体 四号 两端对齐 首行缩进: 0 厘米 段前: 10.5 磅 段后: 10.5 磅 行距: 固...,1 HYPERLINK \l _Toc295848493 摘　要 PAGEREF _Toc295848493 \h 1 HYPERLINK \l _Toc295848494 ABSTRACT PAGEREF _Toc295848494 \h 2 HYPERLINK \l _Toc295848495 目 录 PAGEREF _Toc295848495 \h 3 HYPERLINK \l _Toc295848496 第1章 保险的基本理论 PAGEREF _Toc295848496 \h 4 HYPERLINK \l _Toc295848497 1.1危险的概念与特征 PAGEREF _Toc295848497 \h 4 HYPERLINK \l _Toc295848498 1.2风险的概念与种类 PAGEREF _Toc295848498 \h 5 HYPERLINK \l _Toc295848499 1.3保险的概念、要素与分类 PAGEREF _Toc295848499 \h 9 HYPERLINK \l _Toc295848500 1.4保险的基本原则 PAGEREF _Toc295848500 \h 14 HYPERLINK \l _Toc295848501 第2章 汽车保险的概论 PAGEREF