风暴后的退休规划设计.PPTVIP

After the Storm What Will Be Discussed: Reasons for Sponsoring a Defined Benefit Plan Employer/Employee Factors to Consider in Redesign Design Alternatives Transition Issues Communication Measurement First... Fashion TV Music Movies Comedy Retirement Why Were DB Plans Popular in the 70s? Few rules regarding DB plans Profit sharing plans not yet caught fire No 401(k) Stock market relatively quiet Fixed income investments popular Risk Why Employers Today Choose to Sponsor a Retirement Program Competition for personnel Increasing “popularity” of DC plans Employee demand Paternalism Favorable ta