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ABSTRACT
ABSTRACT
Sinc e the 21st Century, with the rapid develop ment of e lectro nic info rmatio n tec hno lo gy,
the Inte rnet has beco me an integral part of our daily life. Elec tro nic products such as
mob ile phone and co mp uters, etc. are c lose ly re la ted with our life, wo rk and
entertainment, etc., and new co ncep ts such as e-co mme rce, big data and clo ud
co mp uting, etc. are ris ing increasingly. We ha ve o ffic ia lly entered the inte r net fina nc ia l
era. Ho we ve r, the difficulty in financing ge nera lly e xists in the de ve lop me nt of small
and medium-sized e
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