当前我国汽车消费信贷现状分析及问题对策研究世界经济学专业论文.docx

II II Abstract Abstract In modern economical life, the growth in consumption will drive the development of national economy and Consumption on Credit is a vital approach to promote the consumption growth in terms of national economy growth. Individual Auto Consumption Credit is important means by which not only the sound development of Auto industry of China but the rapid development of national economy of China will be achieved. The saving deposit up to 14 trillion Yuan indicate that banks in China have reached a Financial Assets of considerable size, and the yearly increasing Auto output provides a powerful backing for the development of Individual Auto Consumption Credit. Nowadays, there are necessarity and possibility for Individual Auto Consumption Credit. However, because of the affect of both subjective and objective factors, the business development of Individual Auto Consumption Credit is not as good as expected, in particular that in recent two years the business begin come down. So, the study on Auto Consumption Credit is of great significance. This dissertation probes into the problems in Individual Auto Consumption Credit as well as the factor affecting its development. Through the study on Individual Auto Consumption Credit’s evolvement process, status quo and its problems, this dissertation finds out the factor affecting its development and its risk, uses the successful experience abroad of individual Auto consumption credit for references and gives some countermeasures in according to China’s situation. The dissertation takes the Individual Auto Consumption Credit as the study object, and the study method of it is normative and positive analysis. Key words consumption credit auto consumption risk countermeasures PAGE PAGE IV 目 录 目 录 引 言…………………………………………………………………………………………1 第 1 章 总 论…………………………………………………………………………………2 1.1 研究背景及问题的提出………………………………………………………………2 1.2 研究的目的及意义……………………………………………………………………4 1.3 研究的思路及结构……………………………………………………………………5 1.4 研究的基本方法及数据来源…