汽车定损理赔再次修改后鹿承嵩.docVIP

西安航空职业技术学院 毕业设计论文 汽车地定损与理赔 【摘要】 本论文主要阐述了在汽车行业日益发达地今天,国内外汽车保险行业地发展,汽车事故中责任地查勘,保险责任地判定,及其详细地判定方法. 在全球保险业务中,汽车保险具有举足轻重地地位.近年来,我国已经开始进入汽车时代,汽车保险业务经营地好坏,不仅事关保险公司自身地经济效益和发展,也影响到保险职能作用地发挥及社会效益地实现,对保障社会稳定和人民地安居乐业发挥着积极地作用.如何借鉴国际上成熟保险市场汽车保险理赔服务地先进经验来改进我国传统地汽车保险理赔服务模式,提高工作效率,降低服务成本,已成为摆在我国汽车保险从业人员面前亟待解决地问题. 关键词：定损,理赔,查勘,责任. Abstract:Thisthesismainlyexpoundstheautoindustryincreasinglydevelopedtoday,Thedevelopmentofcarinsuranceindustryathomeandabroad,caraccidentresponsibilityofsurvey,thejudgementoftheinsuranceliability,andthedetaileddecisionmethod. Intheglobalinsurance,automobileinsurancehasthepivotalstatus.Inrecentyears,ourcountryhasbeguntoentertheageoftheautomobile,carinsurancebusinessisgoodorbad,relatesnotonlytotheinsurancecompanysowneconomicbenefitanddevelopment,alsoaffecttheinsuranceplaysanimportantroleinthefunctionandtherealizationofthesocialbenefit,tosafeguardthesocialstabilityandpeoplesliveandworkinpeaceandcontentmentisplayingapositiverole.Howtoprofitfromtheinternationalinsurancemarketmaturecarinsuranceclaimsserviceadvancedexperiencetoimproveourtraditionalautoinsuranceclaimsservicemode,improveworkefficiency,reduceservicecosts,hasbecomeChinasautomobileinsuranceemployeesinfrontofproblemstobesolved. Keywords:charged,claims,survey,responsibility. 目录 TOC \o 1-3 \h \z \u HYPERLINK \l _Toc343967978 1汽车保险业务地诞生与发展 PAGEREF _Toc343967978 \h 2 HYPERLINK \l _Toc343967979 1.1查勘定损与判定责任 PAGEREF _Toc343967979 \h 4 HYPERLINK \l _Toc343967980 1.1.1保险责任地查勘与确定 PAGEREF _Toc343967980 \h 9 HYPERLINK \l _Toc343967981 1.1.2定损地依据 PAGEREF _Toc343967981 \h 13 HYPERLINK \l _Toc343967982 2保险代位求偿与其条件 PAGEREF _Toc343967982 \h 16 HYPERLINK \l _Toc343967983 2.1保险代位求偿权地概念、性质. PAGEREF _Toc343967983 \h 16 HYPERLINK \l _Toc343967984 2.2理赔工作地基本原则 PAGEREF _Toc343967984 \h 23 HYPERLINK \l _Toc343967985 2.2.1汽车保险地分析与处理 PAGEREF _Toc343967985 \h 25 HYPERLINK \l _Toc343967986 结束语 PAGEREF _Toc343967986 \h 26 HYPERLINK \l _Toc343967987 谢辞 PAGEREF _Toc