大学毕业论文《农村养老保险制度的探讨》.doc

精品文档 PAGE 可编辑 目录 论文摘要···································································2 论文题目···································································3 引言·········································································3 一、选题的背景及意义·················································3 （一）选题的背景··························································3 （二）选题的意义··························································4 二、我国农村社会养老保险制度的发展现状·······················6 （一）我国农村社会养老保险制度的发展·································7 （二）我国农村社会养老保险制度的现状··································7 三、农村养老保险制度存在的问题···································7 （一）缺乏社会保障应有的社会性和福利性·······························7 （二）保障水平过低·························································7 （三）农村社会养老保险存在制度上的不稳定性··························7 （四）监管机制不健全······················································8 （五）扶持机制未建立······················································8 四、完善农村养老保险制度的构想···································8 （一）明确农村社会养老保险的法律地位··································8 （二）建立农村养老保险社会统筹制度·····································9 （三）建立健全养老保险监督体系··········································9 （四）改革农村养老保险基金营运制度·····································10 结束语··········································································10 参考文献·······································································11 论文摘要 我国农村养老保险制度实施以来，经过多年的试点，迄今为止依然需要在实施过程中不断完善、不断探索和不断研究，以便使这项制度得到更好的实施使广大农村老年人口老有所养，老有所乐。因为农村养老保险具体实施受地方的经济、地理位置和地方文化的影响，所以在每个地区都有不同的条文措施。本文以浙江省瑞安市安阳镇的农村养老保险制度现行状况为例进行分析、探索。肯定其科学合理的一面外，也提出现行制度存在的各种问题，并且对此进行了认真思考，推出了个人的构想，乃至具体措施，以利于使制度实施得到保障。 农村养老保险制度的探讨 关键词：农村养老保险、制度构建、探讨、思考 农村社会养老保险制度是我国第一个针对农民的社会保险制度，它早在上世纪九十年代就已通过部分地方的试点逐步推广建立起来了。在建立和发展社会主义市场经济的过程中，我国原有的以计划经济为依托的农村社会保障制度逐渐成为制约经济制度转型和自身发展的重要因素，重建我国农村社会保障制度尤其是农村养老保险制度已经成为人们的共识。只有建立和完善农村社会养老保险制度，才能彻底解决农村老年人的养老问题，本文对农村养老保险制度作了一些探讨。 一.选题的背景及意义 （一）选题的背景 我国是传统的农业大国，农业是我国的第一产业，农业经营的好坏关系到我国社会主义现代化建设的兴衰成败。然而，自建国以来，我国一直是以牺牲农业来支持工业，以期尽快实现工业化、现代化，这种政策虽然有其一定的历史背景，但是它直接导致我国