银行信贷对经济结构影响一般均衡效应分析厦门案例.pdfVIP

　第 24 卷第 5 期 统计研究 Vol . 24 , No5 2007 年 5 月 Statistical Research May 2007 　 银行信贷对经济结构影响的 一般均衡效应分析 :厦门案例 江曙霞 　黄君慈 　　内容提要 :本文研究金融结构变化对宏观经济结构和产业结构的影响 ,并以厦门为例 , 以银行信贷规模为切入 点 ,通过研究银行信贷及其产业投向的变动对于厦门市经济发展与结构变迁的影响 ,从而洞察金融结构转换对厦 门市经济发展与结构变迁的影响问题 。 关键词 :银行信贷 ;经济结构 ;金融 CGE 模型 ( ) 中图分类号 :C812 　　　文献标识码 :A 　　　文章编号 :1002 - 4565 2007 05 - 0076 - 07 Analysis on the General Equilibrium Effect of Bank Credit on Economic Structure : Xia men ’s Case Jiang Shuxia Huang Junci Abstract : Taking Xiamen city for example , the paper takes the effect of financial structure change on macroeconomic structure and industry structure as the study masterstroke , takes bank credit which is the most important variable in Chinese financial structure as the study variable , and uses the newly developed computable general equilibrium model , which is socalled financial CGE model , to compute quantitatively the effect of credit policies on macroeconomy and its structure . Through an in depth analysis on the interrelationship between financial structure and real sector structure , the paper tries to make an attempt methodologically to find an optimization path of financial structure reform matching up to economic structure adj ustment . Key words :bank credit ;macroeconomic structure ;financial CGE model 　　经济结构调整是我国宏观发展战略的主线 ,它 结构转换对厦门市经济发展与结构变迁的影响问 不仅包括实体经济结构的优化升级 ,也包括金融结