P2P网络借贷行业发展与其对实体经济支持的分析.pdfVIP

THE RESEARCH OF THE DEVELOPMENT OF PEER TO PEER LENDING AND SUPPORT TO REAL ECONOMY ABSTRACT In recent years, the rapid development of P2P network lending institutions, increasing the number of institutions, the market scale is constantly expanding, continuously expand thebusiness line, expanding service group, become the important emerging financial industry.Compared with the traditional finance, P2P net credit platform has many advantages, which can alleviate the information asymmetry, reduce transaction costs, improve transaction efficiency, improve the operation ability, capital and rely on the platform operation, can not occupy the physical network background, covering more extensive customer group, to provide all-weather, zero distance financial services to consumers. As an important supplement to the traditional financial services, the P2P platform has become an important way to improve thesmall micro enterprise financing, financing expensive, in the service of small micro finance,service entity economy is playing a more important role. This paper takes P2P net credit platform as the object of study, has carried on the thorough research and analysis. The full text is divided into 万方数据 four parts, the first part of the definition of P2P, the net credit platformadvantage, current situation and development of business model are summarized; and the related research of the second part theory based on P2P net credit platform makes a literaturereview; the third part of the