金融监管体制演变下的银行监管研究-金融学专业论文.docxVIP

ABSTRACTThe ABSTRACT The change of banking regulation and supervision is under the change of financial regulation and supervision．Banking regulation and supervision has seen the evolution from laissez—faire to security first of rule-based regulation and supervision and to efficiency first to risk-based regulation and supervision and to incentive compatibility regulation and supervision．We c强see that more and more countries in the world choose the mode of integrative financial regulation and supervision．Setting t11is mode has been a trend． The establishment of Banking Regulatory Commission not only perfects the mode of separated financial regulation and supervision，but also increases the independence of both Peoples Bank of China and the institution of bank regulation and supervision．But there is another problem that is the coordination between different institution of regulation and supervision．Under the situation of semi-integrative management of financial system， more and more financial innovations，the crossed operations among the area of finance，the generalization of financial holding companies and the foreign banks entering into China have made the task ofbank regulation and supervision more difficulty． But 1 want to say that the mode of separated financial regulation and supervision is equal to the level of finance development in 01．Ir country．We will tend towards to set the mode of integrative financial regulation and supervision after a medium—long period．So what we can do to increase the efficiency of bank regulation and supervision is to accelerate the cooperation among institutions of financial regulation and supervision，and between People’s Bank of China and Banking Regulatory Commission． Key words： Bank regulation and supervision,Financial regulation and supervision，Incentive compatibility n 学位论文独创性声明本人郑重声明： 学位论文独创性声明 本人郑重声明： 1、坚持以“求实、创新”的科学精神从事研究工作。 2、本论文是我个人在导师指导下进行的研究工作和取得的研究 成果。 3、本论文中除引文外，所有实验、数据和有关材料均是真实的。 4、本论文中除引文和致谢的内容外，不包含其他人或其它机构 已经发表或撰写过的研究成