商务英语unit 3 financing金融.ppt

Unit 3 FINANCING Contents Types of financing: Short long term finance Debt Equity Decide the financing options Short Term Finance Money collected and used to raise cash for the running of business companies. Overdraft (透支) Bank loan Trade credit Long Term Finance Financing is commonly used to purchase, improve, or expand fixed assets, such as your plant, facilities, major equipment, and real estate. Bank loans Bonds (An agreement by a government or company to pay you interest on the money you have lent) stock Debt v.s. Equity Typically, financing is categorized into two fundamental