商业银行非现场监管技术方法研究-管理科学与工程专业毕业论文.docxVIP

题。研究以一定的数鼙的样本为签稻，选择逶当的醢管指标作为李牵缀弼络豹输 题。研究以一定的数鼙的样本为签稻，选择逶当的醢管指标作为李牵缀弼络豹输 入，选取适当的输出缩点，应用自维织特征映射网络对各个样本进行竞争学习， 自动形成不潮的类。对于这鳖类裂，参照入民银行辩释矮靛警指椽静评分檬潍， 进行相应的分析，确定各个炎剐静总体状况，归于不简静经营获摊下，并确定 相疲的蓝警媸施。鼹予一个掰静被整警摹经，监篱帮门霉以瘦矮巍缎织特铥映 射模登对它进行判澍经营状况，获稀确定穰应的措麓。 关键谣：银行蕴管，愁塞尔稔议，多意统计分援，全局主或势分辑，宴组 织憋{囊殃射 ABSTRACTBecause ABSTRACT Because of the potential risk in the current financial institutions，personages of various circles become aware of the grayity of commercial banking business．Thus，to develop efficient regulation system is getting urgent in order to enhance risk prevention ability,banking system’S efficiency and safety．Being the core of the off- site commercial banking regulation system，the off-site banking regulation index analysis system plays a key role in the entire banking regulation system．Definitely,to develop such an index analysis system will work out a solution to the above problems． Therefore，the relative research works based on the banking system in China and advanced banking regulation technology posses a promising future． The most important agreement in banking regulation is Basel Agreement．Based analysis the character and defects of 1988 Basel Capital Accord，1996，2001 The New Basel Capital Accord．We make an overall expatiation on the regulation of risk control in the Basel Agreement，emphasize the demand of general risk control of the agreement sequentially．Base on the situation of China，we make a systematical and overall analysis on the status of Chinese banks．as well as the implementation difficulties of the Basel Agreement．The author also give some advises on how to improve the bank supervision system of China． The capital regulation is one of most important methods of banking regulation． The banking supervisors should pay attention to the risk—taking preference of bank in different economic situation．In this paper,we proposed a simple model to analysis the risk-taking policy of bank manager in different economic situation．Further more， we proposed the model of risk-ta