商业银行信用风险计量模型及其在我国的应用-概率论与数理统计专业论文.docxVIP

华中科技 大学硕士 学 华 中 科 技 大 学 硕 士 学 位 论 文 II II Abstract Credit Risk is main risk for the financial organization, especially for the bank. Strengthening the management of the credit risk is always the financial industry and Its supervising organization work key point. At present, our commercial banks higher non-performing loans(NPL) have become a big hidden danger for our economic healthy development.The institutional factor of economict ransition is an important reason of forming a NPL loans, but at the same time,the lower level of our banksrisk management, and especialy not finding a perfected cre