农行保定分行个人住房贷款项目风险管理效果评价.pdf

Abstract Abstract SincetheChinas reformattheendofthelast realestatemarket housing century,the continuesto in the oftheindividual china,which grow promotesrapiddevelopment loanbusiness．Thebanksshould therisk for housing strengthenmanagementhousing loansto in individuals risksadvanceandavoidthem initiatively,identify effectively beforetheir therisk ofthebank loansto comings．Evaluatingmanagement housing individualsCan banksto the oftheirown and recognize help problems management of Can health thattheoverall thebank makea improvemanagement，SO operation development． ontheoverallsituationoftheindividualloansin Based housing China,thispaper introducedthe oftheindividual loansandrisk concept housing classifiedtheriskofindividualloans．Basedonthe ofthecausesofthe housing analysis individual summarizedtherisk loans’risks，we housing management tothecharacteristicsoftheevaluatedandtheevaluation according object method，the to risk selectedthe evaluationmodelevaluatethe study AHP—fuzzycomprehensive the Bank oftheindividualloansfor branc