亚洲中小企业金融数字化（英文版）.pdfVIP

用户上传 更多请查看研报客 The digitalisation of SME Finance in Asia Expanding the rewards and assessing the risks Written by The digitalisation of SME Finance in Asia 用户上传 更多请查看研报客 In the Asia-Pacific region, small and medium-sized enterprises (SMEs) make up over 95% of all enterprises, employ around half of the workforce, and contribute around 20% to national GDP in low-income countries and as much as 50% in those with high incomes. For good reason, promoting growth in this sector is top of mind for almost every government and market in Asia—emerging or developed—as SMEs clearly impact innovation, job creation, economic growth and competitiveness. Today’s digital world is a strong enabler of these efforts. It has swiftly expanded and equalised SMEs’ access to their respective customers and new markets. It is also able to connect SMEs to cutting-edge Foreword by Rama Sridhar, technologies (including artificial intelligence and robotics), tools to executive vice-president, digitise existing business processes, marketing channels, grants and digital and emerging government initiatives that incentivize SME digitisation, and a number partnerships and new of other resources that support growth. payment flows, Asia-Pacific, Masterca