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浙江广播电视大学毕业设计（论文）
PAGE
浙江广播电视大学毕业设计（论文）
目 录
引 言······························································1
一、杭州市保障性住房存在的问题······································1
（一）经济适用房作为住房保障缺陷的弥补存在的问题 ···················1
1、经济适用房供应对象存在问题·······································1
2、经济适用房在推进方面仍存在诸多问题·······························2
3、经济适用房如何“保障”············································2
4、低收入者无能力购买经济适用房·····································3
（二）廉租房实施过程中存在的问题·····································3
1、廉租住房制度覆盖面小，并未全面实施·······························3
2、廉租住房房源不足·················································3
3、确定主体对象困难，监管难度增大···································3
4、资金来源不稳定···················································3
（三）住房公积金存在的问题···········································4
1、住房公积金成了“沉淀资金”········································4
2、住房公积金缴交金额偏差···········································4
3、住房公积金贷款金额偏低···········································4
二、如何完善杭州市住房保障制度······································5
（一）完善经济适用房制度·············································5
1、政府必须维护中低收入阶层住房利益的社会保障性政策立场·············5
2、加强保障性住房审核工作············································5
3、加强对经济适用房开发、建设单位的监管·····························5
4、调节住房面积，完善周边配套·······································5
(二)以廉租房为重点解决低收入家庭住房问题····························5
1、适当扩大“廉租房”供给对象·······································5
2、努力增加廉租住房房源·············································6
3、确保保障资金来源·················································6
（三）拓宽公积金的用途··············································6
结 语····························································7
注 释····························································8
参考文献····························································8
试论述建立和完善杭州市保障性住房制度
内容摘要
【摘 要】住房是居民的基本生活需求，不仅是经济问题，也是一个社会问题。解决中低收入家庭的住房问题是建立和谐社会的重要保证。住房是居民的基本生活需求，不仅是经济问题，还是社会问题。目前杭州市各地已逐步建立起以经济适用住房制度、廉租住房制度和住房公积金制度为主的住房保障政策基本框架。但是，目前杭州市仍然有许多中低收入家庭不能通过市场来解决住房问题，政府应对这部分中低收入阶层居民的住房供应提供多种方式的支持，即通过建立和
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