公责英文条款.docVIP

PUBLIC LIABILITY INSRUANCE CLAUSES I. SOPE OF COVER 1. The insurer shall in the manner hereinafter provided indemnify the Insured against such sums which the Insured shall become legally liable to pay as damages in respect of death of or bodily injury to third parties, or loss of or damage to property belonging to third parties, in consequence of an accident occurring in direct connection with the performance of the work and happening on or in the vicinity of the premises stated in the Schedule during the period of insurance; 2. In respect of any claim covered under this policy, the insurer shall in addition indemnify the Insured against the relevant legal costs payable by the Insured and other expenses incurred with the prior written consent of the insurer; 3. The indemnification made by the insurer for any one accident shall be subject to the amounts to be payable by the Insured which are decided in accordance with the law by the court or the governmental department concerned. Provided always that the liability of the insurer shall in no case exceed the limits of indemnity for any one accident stated in the Schedule, and during the whole period of insurance, the maximum liability of the insurer shall in no case exceed the aggregate limit of indemnity as stated in the Schedule. DEFINITION: The Word “ACCIDENT” shall, for the purpose of this Policy mean any unforseenable, uncontrollable by the Insured and sudden occurrence event which leads to material damage or bodily injury. II. EXCLUSIONS The insurer shall not be liable for: 1. liability assumed in accordance with any agreement between the Insured and other parties, unless such liability would have been attached to the Insured notwithstanding such agreement. 2. liability in respect of injury to any person who at the time of sustaining such injury is engaged in the service of the Insured. 3. liability in respect of damage to following property: 3.1 belonging to or in the charge or under the control of the Insure