《农村金融风险控制研究》-毕业设计（论文）.docVIP

武汉大学本科毕业论文 农村金融风险 问题控制研究 院（系）名 称：经济与管理学院 专 业 名 称 ：金融学 学 生 姓 名 ： 指 导 教 师 ： 二○一二年四月 BACHELORS DEGREE THESIS OF WUHAN UNIVERSITY The research on the control of the rural financial risk College ：Economic and Management Subject ：Finance Name ：Shishi Wang Directed by ：LishuiHu Lecturer April 2012 摘 要 在社会主义市场经济条件下，防范和化解金融风险，是金融工作乃至整个社会经济活动的一件大事，尤其是在农村金融领域，当前防范和化解金融风险比以往任何时候都显得迫切和重要。农村金融一旦出现较大的经济风险，如出现较大范围的存款挤兑，就会迅速酿成金融风暴，其结果将会是农村金融乃至整个社会经济的运行陷入瘫痪，它对社会经济活动的危害，不仅在于将大大削弱金融机构的支付能力，损害广大存款人的利益，损害社会主义农村金融业的良好声誉，而且将严重激化财政收支矛盾，迫使中央银行增发货币，最终导致通货膨胀，危及国民经济运行的稳定发展。 本文以农村金融风险为研究对象，沿着“提出问题---分析问题—解决”的思路，采取了规范研究与实证研究相结合的方法以及比较分析、定量分析、定性分析的方法。论述了我国农村金融风险的现状，包括农村金融风险的特性、农村金融风险表现形式，之后对我国农村金融风险进行原因分析，最后提出防范农村金融风险的措施。 关键词：农村金融；风险控制；防范；农村经济 ABSTRACT In socialist market economy condition, it is a great event to prevent and defuse financial risks of financial work and even the entire social and economic activities. Especially in rural financial field, it is urgent and important to prevent and defuse financial risks at present than ever before. Once rural financial appearing greater economic risks, such as a larger range of deposit runs, will quickly lead to financial turmoil. The result is that rural finance and the entire social and economic operation are paralysed. Its social and economic activities of the harm is not only the weakness of ability to pay financial institutions, the majority of damage to the interests of depositors and the damage to the socialist rural financial sectors good reputation, and revenue and expenditure will seriously aggravate conflicts, forcing the central bank issuing the currency, eventually leading to additional monetary inflation, endanger the stability of economy development. The paper takes