米什金货币金融学(英文)PPT (11)演讲稿.pptVIP

? 2005 Pearson Education Canada Inc. Chapter 11 Economic Analysis of Banking Regulation ? 2005 Pearson Education Canada Inc. ? 2005 Pearson Education Canada Inc. 11-* How Asymmetric InformationExplains Banking Regulation 1. Government Safety Net and Deposit Insurance A. Prevents bank runs due to asymmetric information: depositors can’t tell good from bad banks B. Creates moral hazard incentives for banks to take on too much risk C. Creates adverse selection problem of crooks and risk-takers wanting to control banks D. Too-Big-to-Fail increases moral hazard incentives for big banks 2. Restri