英语bank management Analyzing Bank Performance教学案例.pptVIP

Bank ManagementWeek 2 Analyzing Bank Performance;Analyzing Bank Performance - Using the UBPR(The Uniform Bank Performance Report, 统一银行业务报告);From 1985 to 1990, 1,016 commercial banks failed throughout the USA, a rate of just over 169 bank failure each year. The recent trend had been quite favorable as only 55 banks failed from 1995 to 2004, or over 5 per year. ;Questions: Can an objective observer identify problem institutions before they fail? Is it possible to distinguish between strong and weak banks on the basis of reported earnings and balance sheet figures? How should risk be mea