2013考研英语二 真题+答案--研究生入学考试真题.pdfVIP

2013 年考研英语（二）真题 Section ⅠUseofEnglish Directions： Readthefollowingtext.Choosethebestword(s)foreachnumberedblankandmarkA,B,C orDontheANSWERSHEET.(10points) Giventheadvantagesofelectronicmoney,youmightthinkthatwewouldmovequickly tothecashlesssocietyinwhichallpaymentsaremadeelectronically. 1 ,atruecashless societyisprobablynotaroundthecorner.Indeed,predictionshavebeen 2 fortwodecades but have not yet come to fruition. For example, Business Week predicted in 1975 that electronicmeansofpaymentwouldsoon“revolutionizethevery 3 ofmoneyitself,”only to 4 itselfseveralyearslater.Whyhasthemovementtoacashlesssocietybeenso 5 in coming? Althoughelectronicmeansofpaymentmaybemoreefficientthanapaymentssystem basedonpaper,severalfactorswork 6 thedisappearanceofthepapersystem.First,itis very 7 tosetupthecomputer,cardreader,andtelecommunicationsnetworksnecessaryto makeelectronicmoneythe 8 formofpayment.Second,papercheckshavetheadvantage thatthey 9 receipts,somethingthatmanyconsumersareunwillingto 10 .Third,the useofpaperchecksgivesconsumersseveraldaysof“float”—ittakesseveraldays 11 a checkiscashedandfundsare 12 fromtheissuer’saccount,whichmeansthatthewriterof the check can earn interest on the funds in the meantime. 13 electronic payments are immediate,theyeliminatethefloatfortheconsumer. Fourth,electronicmeansofpaymentmay 14 securityandprivacyconcerns.Weoften hearmediareportsthatanunauthorizedhackerhasbeenabletoaccessacomputerdatabase andtoalterinformation 15 there.Thefactthatthisisnotan 16 occurrencemeansthat dishonestpersonsmightbeabletoaccessbankaccountsinelectronicpaymentssystemsand 17fromsomeoneelse’saccounts.The 18 ofthistypeoffraudisnoeasytask,andanew fieldofcomputerscienceisdevelopingto 19 securityissues.Afurtherconcernisthatthe useofelectronicmeansofpaymentleavesanelectronic 20 thatcontainsalargeamountof personaldata.Thereareconcernsthatgovernment,employers,andmarketersmightb