瑞达Rejda保险教材英文练习题20.pdfVIP

Principles of Risk Management and Insurance, 11e (Rejda) Chapter 20 Homeowners Insurance, Section I 1) Which of the following statements is (are) true regarding renters insurance? I. Renters insurance is needed if you rent a house, but is not needed if you rent an apartment. II. The ISO renters policy provides all-risks coverage on the insureds personal property. A) I only B) II only C) both I and II D) neither I nor II Answer: D Question Status: Previous Edition 2) Which of the following statements about eligibility requirements for homeowners insurance is (are) true? I. A contract can be written on a twenty-unit apartment complex as long as the tenants are families. II. Separate forms are available for renters and condominium owners. A) I only B) II only C) both I and II D) neither I nor II Answer: B Question Status: Previous Edition 3) All of the following statements about the Homeowners 6 (unit-owners form) policy are true EXCEPT A) It includes personal liability coverage. B) It covers personal property on an all-risks basis. C) It provides limited coverage for improvements and alterations. D) It provides limited coverage for loss assessments. Answer: B Question Status: Previous Edition 4) Which homeowners policy is designed for the tenants of rented premises? A) Homeowners 2 B) Homeowners 4 C) Homeowners 6 D) Homeowners 8 Answer: B Question Status: Previous Edition 精选文档 5) Which of the following statements about the Homeowners 8 policy is (are) true? I. Losses to the dwelling are settled on a replacement cost basis if the dwelling is insured for its full market value. II. It is designed primarily for expensive, newer, dwellings. A) I only B) II only C) both I and II D) neither I nor II Answer: D Question Status: Previous Edition 6) Which of the following statements about th