2020年新版中小企业融资现状分析.docxVIP

摘要 资金是困扰世界各国小企业的老大难题。 资金问题是创办新企业的主要困难 也是影响企业发展的主要问题。资金就像是一辆汽车的发动机 ，企业这辆车要进 行改造和重组，那就要受到发动机的影响，只有发动机给力，这辆汽车才会更好的 行驶。英国著名作家狄更斯曾在《双城记》中留下一句名言 ：这是最好的时代, 也是最坏的时代……如今，这句话在国内中小企业身上，得到淋漓尽致的体现。一 方面随着互联网+时代来临与经济发展模式转型，中小企业正迎来广阔的发展空 间;另一方面在中国经济增长速度持续放缓，全球经济表现乏力的双重压力下，不 少传统的中小企业正面临需求减少、 竞争日益激烈、劳动力成本上升等因素导致 的企业的转型与改革的巨大压力。而中小企业又在国家经济结构中占据着不容忽 视的地位,解决中小企业经营发展中面临的问题和困难就上升到了国家经济战略 的高度。 关键词：中小企业，融资现状，原因，解决对策 Abstract Money is the main obstacle of starting a new enterprise and is also the main problem of in flue ncing the developme nt of the en terprise. Money is like a car engine and the en terprise will be in flue need by the engine in order to carry on the reform and reorganization since the car will be better if the engine is awesome. The famous English writer Charles Dicken had a famous saying in a tale of two cities : this is the best time and is also the worst time …” Nowjshjrxseelqjerfectly in small and medium size en terprises of domestic n ati ons. On the one han das the Intern et+era and econo mic developme nt model tran sformatio n, the small and medium size en terprises are facing broad space for developme nt. On the other hand, un der the double pressures of the continued slowdown in the speed of Chinese economic developme nt and poor global economy, many traditi onal small and medium en terprises are facing the treme ndous pressures of en terprises tran sformati on and reform caused by reduc ing dema nd, in creas ing competiti on, ris ing labor costs and so on. And small and medium size enterprises play a key role in the national economic structure, and it will rise to the height of the national economic strategy that we solve the problems faced by small and medium en terprises in the process of operati on and developme nt. Key words： Small and medium enterprises presentsituation of financing, reason, soluti ons 目录 摘要 I Abstract I.I 引言 1 一、中小企业融资相关理论概述 1 （一）中小企业 1 （二）中小企业融资 1 二、中小企业融资现状 1 三、中小企业出现融资难的原因 2 （一）中小企业自身因素导致融资困难 2 TOC \o 1-5 \h \z （二）中小企业融