中小型民营企业财务风险问题及其防范.docxVIP

PAGE PAGE 2 PAGE PAGE 23 摘 要 中小企业在中国经济市场中扮演着重要的角色，为中国经济的快速发展做出了巨大贡献。中小型企业在灵活发展和适应市场变化方面有各自的特点。与此同时，中小企业往往面临金融危机和资金短缺，因为规模很小，资金不足。本文以中小企业的财务风险为切入点，分析研究与中小企业发展相适应的金融风险控制方法。以促进中小企业的健康发展。 首先，本文结合并总结了中小民营企业的理论和金融风险防范。通过文献研究，人们发现，对金融风险管理和控制中小私营企业的研究需要在特定时代背景下结合相关的预防模式。然而，目前的评估模式所选择的不同变量导致了一些局限性，并不能完全适用于中国中小型民营企业的财务管理和控制研究。因此，在全面分析我国中小民营企业当前形势和财务风险来源的基础上，结合我国中小民营企业财务报告数据，验证了Z模型的假设和修正模型，实现了多变量金融防范模型。我国中小民营企业财务风险防范的修正模式比较合适。在检验了这三种假设后，并对模型中一个重要的变量进行了调整，以确保指标体系和修正模型更准确、更真实地反映了金融风险防范的准确性。最后，本文选择了吉利作为实验分析的典型案例，并对吉利财务报告的结果和数据进行了比较分析。结合时代背景，对中小民营企业的管理和控制提出了一些对策和建议，为我国中小民营企业的财务风险管理和控制提供了理论依据和方法。 关键词：中小型民营企业；财务风险；风险防范 Abstract SMEs play an important role in Chinas economic market and have made tremendous contributions to the rapid development of Chinas economy. SMEs have their own characteristics in terms of flexible development and adaptation to market changes. At the same time, SMEs often face financial crises and funding shortages because of the small size and insufficient funds. This paper takes the financial risk of SMEs as the starting point, and analyzes the financial risk control methods that are suitable for the development of SMEs. To promote the healthy development of SMEs. First of all, this study combines and summarizes the theoretical and financial risk prevention of small and medium-sized private enterprises. Through literature research, it is found that the research on financial risk management and control of small and medium-sized private enterprises needs to combine relevant prevention models in the context of specific times. However, the different variables selected by the current assessment model have led to some limitations and are not fully applicable to the financial management and control research of small and medium-sized private enterprises in China. Therefore, on the basis of comprehensive analysis of the current situation and financial risk sources of small and medium-sized private enterprises in China, combined with the financial report da